Dave Says: Don’t Let up. You Can See the Finish Line!

Dear Dave, My husband and I have been married for a couple of years. In that time, we’ve received several gifts of cash from our parents. Each time this happens, my husband and I talk about what to do with the money. I came into the marriage with some debt, and we still have about…

ByDave RamseyAugust 21, 20260Comments

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Dave Says: How Big Is Your Why?

Dear Dave, I’m 26, and I graduated from college a few months ago. I was fortunate enough to have a job making $70,000 annually waiting for me. I don’t have any other debt, so my only real problem right now is about $5,000 in credit card debt. It doesn’t seem like a huge amount, but…

ByDave RamseyMay 19, 20260Comments

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Dave Says: It’s a Hobby, Not an Investment

Dear Dave, I’m single, and I work with a well-known, high-end retail company. Over the years, I’ve noticed that certain models of some watch brands appreciate incredibly over time. I’ve seen a few that have doubled, tripled and even quadrupled in value over the years. With this in mind, what do you think about the idea…

ByDave RamseyMarch 16, 20260Comments

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Dave Says: The Healing Process Will Take Time

Dear Dave, I went through a divorce earlier this year, and I was granted custody of our children. They’re 13 and 18. The house we live in is paid for, and it’s worth about $450,000. I also don’t have any other debt. My ex-husband has been very good about paying child support, and I have…

ByDave RamseyDecember 18, 20250Comments

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Dave Says: Learning to Forgive Yourself

Dear Dave, I started following your plan at the first of the year. It was one of my New Year’s resolutions. I even budgeted for Christmas each month. I’ve already gotten my holiday shopping done early, but in the process, I went a little crazy and overspent. Realistically, I know things will be okay. I…

ByDave RamseyDecember 16, 20250Comments

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Traditions that create memories — not credit card bills

With the holidays coming up, take a second to think back on some of your favorite holiday memories. Maybe it was turkey hunting with your dad on Thanksgiving morning or watching the Nativity story on Christmas Eve with your siblings. Or maybe, as an adult, it was delivering a special holiday meal to a family…

ByMHO Newsroom StaffOctober 23, 20250Comments

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Dave Says: Nothing can make you happier…or scare you more

Dear Dave, My wife and I recently learned she’s pregnant. She’s about to begin her second trimester, and we’re both really excited. There is a bit of concern, though. During a detailed ultrasound, the doctor found an issue that might mean our baby could need minor surgery soon after delivery. Financially, we’re in Baby Step…

ByDave RamseyOctober 15, 20250Comments

Business Column Education News People

Dave Says: Sometimes its lonely at the top

Dave, When I started my business, I never realized just how lonely leadership can feel. The weight of every decision, pressure to protect the culture and having very few peers who understand how heavy things can be is overwhelming sometimes. How did you stay grounded and connected during the early days of building your company?…

ByDave RamseyOctober 10, 20250Comments

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Dave Says: Big Inheritance Coming . . . Is a Prenup a Good Idea?

Dear Dave, What are your thoughts on prenuptial agreements? I’m a divorced single mom with two boys, and I’m their primary caregiver. I’d like to get married again one day if the right man comes along. The reason I ask about prenups is I’m expecting to receive an inheritance of about $5 million sometime in…

ByDave RamseyOctober 1, 20250Comments

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Managing your time and money so extracurriculars don’t feel so . . . extra

When the school year rolls around, you’re not just managing your kid’s schedule — you’re running a full-on side hustle with cleats, carpool lines and concession stand duty (or some version of it!). As a mom of three, I get it. The school-year grind is real. Don’t get me wrong. I love cheering my kids on…

ByMHO Newsroom StaffSeptember 18, 20250Comments