The normalization of debt: How it happened and why it’s keeping you broke

Here are some not-so-fun facts for you to noodle on: Almost 8 in 10 Americans live paycheck to paycheck. And according to a study by Ramsey Solutions, just over half of Americans have had difficulty paying their bills in the past three months, and 1 in 3 have no savings to speak of. Now, I don’t…

ByMHO Newsroom StaffFebruary 6, 20240Comments

Column Education News

The Normalization of Debt: How it happened and why it’s keeping you broke

Here are some not-so-fun facts for you to noodle on: Almost 8 in 10 Americans live paycheck to paycheck. And according to a study by Ramsey Solutions, just over half of Americans have had difficulty paying their bills in the past three months, and 1 in 3 have no savings to speak of. Now, I don’t…

ByMHO Newsroom StaffJanuary 22, 20240Comments

Column Events News

Don’t Let October Fun Haunt Your Finances

Hands down, one of my favorite parts of Halloween is the costumes. From seeing adorable babies dressed as koalas, to entire families decked out as the Addams Family, it’s just so much fun. But like any other month, if you go into October without a plan your financial decisions could haunt you for months to…

ByMHO Newsroom StaffOctober 6, 20230Comments

Column Education News

Dave Says: What’s fair to everyone concerned?

Dear Dave, About a year ago, my husband and I offered an empty house we own to a young man at our church, who had lost his home and everything he owned in a fire. He has taken good care of the place, but has made no effort to pay rent. We don’t need the…

ByMHO Newsroom StaffSeptember 26, 20230Comments

Column Education Government News

A New Kind of Student Loan Forgiveness

“You’ll die with this debt.” That’s the lie my husband and I were told. And it’s the lie that so many Americans with staggering amounts of student loan debt have come to believe. There’s no way out. There’s no hope, because the amount of debt I owe is overwhelming. You’re not alone. With the three-year…

ByMHO Newsroom StaffSeptember 13, 20230Comments

Column Education News

Retirement: What Is Your Net Worth?

All of us get a little lost from time to time. Sometimes we just need a landmark to remind us where we are so we can get to where we want to go. When it comes to your money, your net worth is one of the best ways to see where you stand financially. That number…

ByMHO Newsroom StaffJune 12, 20230Comments

Column Education News

How to save money on gas

Remember the good ol’ days when getting gasoline for your car cost you under $1 a gallon? Okay, maybe not. Some of us weren’t even born or driving a car yet (hi there, 1988).1 But those sure sound like nice times. Meanwhile, back in June of 2022, gas prices hit a peak, setting a record of…

ByMHO Newsroom StaffJune 9, 20230Comments

Column

Dave Says: It’s not a joint venture, it’s a marriage

Dear Dave, When my wife and I got married, she had about $70,000 in savings and I had a lot of debt. We bought some property from her parents to build a home on, and she made a 20% down payment on the land from her savings. We’ve paid off some debt, and she has…

ByMHO Newsroom StaffMay 31, 20230Comments

Column Education News

Is College the best course for you?

Going to college provides plenty of benefits for some people. For high school students, it might seem like the logical next step after graduation. For older adults, going back to school might sound like the perfect way to advance in your career—or to start over in a totally new career. But a college degree is…

ByMHO Newsroom StaffJanuary 27, 20230Comments

Column Education News

Student loan payments postponed . . . again

We often think of the new year as a fresh start, but one obstacle that’s still lingering in the background for so many is the burden of student loan debt. The good news is that you don’t have to carry that burden forever, and you don’t have to do it alone. With 2023 officially upon…

ByMHO Newsroom StaffJanuary 23, 20230Comments